Category Archives: Home Insurance

Know your insurance rights over fallen trees

Insurance companies are refusing to pay to clear fallen trees if the property owner cannot show they were properly managed before toppling over.

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Over 50s aren’t putting an acurate price on their collectibles

The over 50s are big collectors but are likely to underestimate insuring their valuables, according to new home insurance research. Watching TV shows like Flog It! And The Antiques Road Show are good indicators that many over 50s have no … Continue reading

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Who pays for the Floods? Flood Re Insurance Agreement under Spotlight

Homeowners drying out after the bad weather are still facing higher insurance premiums as the government and insurers argue over watering down a flood protection deal. The scheme – Flood Re – was due to start in the summer of … Continue reading

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Accidental landlords trip up on buy to let safety

Thousands of amateur landlords are failing tenants by ignoring their legal obligations to keep buy to let homes safe, claims a leading insurance firm. The research focused on accidental landlords – property owners who moved on and rented out their … Continue reading

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Counting the cost of the house of little horrors

Whoever said children should be seen and not heard ever had to live with the little horrors, according to data showing how much damage they do to homes released by insurers. In financial terms, the little darlings cost their parents … Continue reading

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Home insurance costs keep on falling

Home insurance costs have dropped for 18 months in a row, but insurance firms are bracing for a flood of bad weather claims in an expected bad winter. Britain is already tidying up in the wake of St Jude’s Storm, … Continue reading

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Does raising an excess make insurance cheaper?

Increasing voluntary excesses when taking out home or car cover is a well-known way to make insurance cheaper. But the latest research throws doubt on whether offering to pay more out of your own pocket towards a claim is really … Continue reading

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Burglary claims soar as the clocks go back

The cover of darkness after the clocks go back cloaks burglars and thieves and sends insurance claims soaring. One insurer explains the cash paid out to settle burglary claims during the winter surges by 21% to £13 million compared to … Continue reading

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Don’t take no for an answer from home insurers

Keeping your nerve when making a home insurance claim can pay off dividends as a homeowner whose home was collapsing around her found out. Kim McCloskey’s Grade 2 listed property in Brighouse, West Yorkshire, badgered her home insurers into making … Continue reading

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Student contents insurance FAQ

Students are sitting targets for thieves who know that they have thousands of pounds of gadgets in a shared house that is often empty for most of the day. Many insurers offer special student contents insurance – and some halls … Continue reading

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