Category Archives: Home Insurance

Guide to Unoccupied Property Insurance

Unoccupied property insurance is for homes left empty for 30 days or more that are not already covered by standard policies. Most homes and building insurance firms will reject claims if the property has been empty for 30 days or … Continue reading

Posted in Home Insurance, Landlord Insurance | Leave a comment

DIY Costs Home Insurers & Landlords £1.2 Billion

Cash-strapped landlords and homeowners are mothballing repairs or patching up themselves to try to keep hold of their cash to the detriment of their properties, claims an insurer. Around 8% tried to save cash by delaying boiler servicing and repairs, … Continue reading

Posted in Home Insurance, Landlord Insurance | 1 Comment

Minister torpedoes claims over homes at risk of flooding

Home insurance firms were blamed for the rising price of cover for homes in flood risk areas in a scathing attack from environment minister Ricard Benyon. Home insurers were accused of hiding behind a disputed flood defence agreement with the … Continue reading

Posted in Home Insurance, Insurance | 2 Comments

Household Pests Spark Home Insurance Claims

A house was badly damaged by an explosion after a bees’ nest blocked a chimney, leading to a gas build-up which ignited is just one example of how pests and vermin are running riot in homes, according to insurer LV=. … Continue reading

Posted in Home Insurance | Leave a comment

The Hidden Costs of Cheap Home Insurance

Cheap home cover can come with a high price tag Cheap home insurance can miss out some of the most popular add-ons to help property owners – but sometimes that lower price is still too much when a pay out … Continue reading

Posted in Home Insurance | 1 Comment

Finding Cheap High Value Home Insurance

High value home insurance is a must for families who want to protect those possessions that are particularly valuable. Many families have jewellery, art or antiques that have passed down the generations and have a sentimental as well as financial … Continue reading

Posted in Home Insurance | 1 Comment

Insurers may pull plug on insuring flood risk homes

Buy to let insurance firms are threatening to the pull plug on policies for homes at risk from flooding. Around 25% of all homes in England and Wales could end up under water if the government fails to pledge cash … Continue reading

Posted in Home Insurance | 1 Comment

Home insurance quotes up 11% -and still climbing

Home insurance quotes are still climbing, according to the latest AA survey. Average prices for buildings, contents and combined insurance climbed by 11% over the past 12 months.

Posted in Home Insurance | 1 Comment

Why insurers like to settle claims with vouchers

Vouchers instead of cash hand-outs are a favourite way for home insurance companies to settle claims. But vouchers can lead to problems for householders who cannot easily replace the stolen property.

Posted in Home Insurance | 1 Comment

Over 50s Home Insurance Explained

The over 50s get cheap home insurance quotes because providers believe they fewer and smaller claims – and when they do they are more likely to be honest about their losses. Insurers think the higher your age, the lower the … Continue reading

Posted in Home Insurance | Leave a comment