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Comment on Who Says Crime Doesn’t Pay… Because I’m Footing the Bill! by Jason McClean

Jason McClean — Thu, 10 May 2012 09:37:21 +0000

If you are ever found to have defrauded an insurance company you will be refused insurance in the future. If you are refused insurance you will find it difficult to purchase anywhere and if someone will sell it to you then the price will be astronomical. If you lie about it and buy insurance then make a claim, you will be refused the claim on grounds lying on application. This means if you defraud an insurer and are found out then you will be paying a hefty price in the future. The insurers are getting hot on this topic so don’t risk it – just don’t do it!

Comment on Comparing Car Insurance Requires Genius Status! by Jason McClean

Jason McClean — Tue, 08 May 2012 09:10:38 +0000

Always worth talking to the top two companies that comes up with the lowest prices on a comparison site for car insurance. If there is any chance to reduce cost it will be with them and they are already low. They want your business so will do all they can to get it.

Comment on 1 in 5 Young Drivers Play Games on Phones Behind the Wheel by Jason McClean

Jason McClean — Fri, 04 May 2012 08:36:14 +0000

What exactly is a distraction? We need to be careful here that big brother does not take over our lives. I agree playing on a smartphone while driving is dangerous. But what about changing the radio station or slurping a Starbucks? I don’t think they are distractions. There is a balance to be had…

Comment on Comparing Car Insurance Requires Genius Status! by Terry

Terry — Tue, 01 May 2012 10:01:12 +0000

Particularly agree with your last point of calling them direct, I have found you can always get a better deal by speaking to someone rather than doing it over the internet. A human being is open to suggestion and persuadable, a web page isn’t…simples!

Comment on Insurance Comparison sites are not always good value, says Which? by Jason McClean

Jason McClean — Thu, 26 Apr 2012 08:19:06 +0000

It’s all about having trust in your insurance provider. There are unscrupulous comparison sites – and there are unscrupulous brokers. A mixture of the two is probably the best option. Get a price from one and then check it against the price from the other – just make sure you are asking for exactly the same cover.

Comment on Threadbare Evidence for Designer Clothing Insurance Claim by Fatima Abdallah

Fatima Abdallah — Tue, 24 Apr 2012 16:06:35 +0000

You should update your online visitors with the latest status of law cases. With reference to Farid Yeganeh v Zurich Plc the Court of Appeal (Yeganeh v Zurich Plc & Anor, Court of Appeal – Civil Division, April 11, 2011, [2011] EWCA Civ 398) allowed the appeal and remitted the case to the High Court for rehearing the dishonest claim for loss of clothing for two main reasons. First, the trial judge had failed to deal with the evidence given by Mr Yeganeh’s friend; most notably the judge had not made, “the crucial finding of fact as to whether he found her to be equally dishonest.” Second, the judge failed to investigate the allegation that the fire damaged clothes had been planted. This theory should have been properly investigated and experts’ views canvassed rather than simply being accepted.

An Insurance blog should reflect the current status of each case!

Comment on Your Buildings Insurance Questions Answered by Jason McClean

Jason McClean — Mon, 23 Apr 2012 08:03:57 +0000

And be careful of brokers and insurers offering excessive buildings insurance in an attempt to win your business. If your rebuild value is £100,000, then what is the point in having £1million cover in place? It is a complete scam that people fall for thinking they have better cover when they actually don’t need it. Would you buy a car with two steering wheels? Probably not, so why buy far too much insurance, go elsewhere and you will get the right cover at the right price.

Comment on Insurance Comparison sites are not always good value, says Which? by David Walton

David Walton — Sat, 21 Apr 2012 19:57:05 +0000

Its all too easy to save money on a comparison site by deleting elements of cover without realising their importance. By using a broker, all the options available should be explained, making the whole process much easier and safer. The comparison sites have opened insurers and brokers eyes and made the whole process of buying insurance evolve but things do have to be done to make sure the standard is raised on a comparison site so the public know exactly what they are buying.

Comment on Insurance is a Waste of Money! And Which? Tells us Why by Jason McClean

Jason McClean — Thu, 19 Apr 2012 08:44:53 +0000

Which is absolutely right, these fabricated products are a complete scam in my view. £180 to cover a phone for a year that may only cost £180 to replace if you had to buy a new one seems insane – you’d be better not buying the insurance and if you lose the phone then just buy a new one. If you don’t lose it then you are £180 better off. But while these sorts of insurances are scam filled, do not tar home insurance or landlord insurance or car insurance with the same brush – they are real products with real deliverables at significant values and in the case of car insurance a legal requirement. Not all insurances are the same.

Comment on Speed Awareness Courses help drivers pull a fast one on car insurers by Ben

Ben — Tue, 17 Apr 2012 16:15:10 +0000

This is totally wrong. Insurance companies oberate on a utmost good faith policy to which binds the insurer and the insured to disclose all martial facts that might influence an insurance decision. This includes any speed awareness course attended.