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The Insurance Blogger has one simple goal; and that's to help you stay on top of developments in the UK insurance industry.

Insurance is a Waste of Money! And Which? Tells us Why

Banks and financial firms are forever dreaming up new ways to sell insurance products that no one wants or needs.

Despite scandals like the billions of pounds of compensation paid for fleecing customers with payment protection insurance that failed to deliver, they seem to never learn.

Consumer champion Which has put together a list of insurance that cost hard-earned cash without delivering a worthwhile return: Continue reading

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Self Employed and Small Businesses Working From Bed

The self-employed based at home are taking full advantage of wireless networking and gadgets as 20% confess they spend at least an hour a day making calls, dealing with email and working from bed. Continue reading

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Quick Guide to Street Party Insurance

What’s the worst that can happen at a street party – maybe a few bumps and bruises and some broken glasses.

Not in New Zealand, where the roof of a house collapsed as dozens of drunken revellers bounced the night away.

The incident was one of many drunken escapades as 5,000 people drank and danced in the streets of Otago. Continue reading

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Car insurers pledge more help for older drivers

Older drivers should find buying car insurance easier thanks to a new deal between the government and the insurance industry.

From April 6, 2012, if an insurance firm or broker cannot offer cover to an older driver because their policies have an upper age limit, they will steer the customer to a provider who can help or a ‘find a broker’ service. Continue reading

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Insurance Comparison sites are not always good value, says Which?

Insurance comparison sites clamouring to save customers money are failing to deliver the best policies, claims consumer champion Which.

The Insurance Blogger has long argued that the first factor someone looking for insurance should disregard is price.

The best way to compare car insurance – or home or travel insurance – is to look at the cover offered by the policies. Continue reading

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Spare keys lock homeowners out of insurance claims

Sometimes the Insurance Blogger wonders how anyone can ever make a successful insurance claim when so many exclusions in the small print work against consumers.

Handing out a spare key to a friend or neighbour is the latest to add to the list.

It’s bonkers but true that up to seven out of every 10 home insurance policies are at risk of failing to pay out because the policyholder has given out a key to someone else. Continue reading

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Are Car insurance No Claims Discounts Worth Protecting?

In the living nightmare that is renewing car insurance, the quoted cost never seems to be the same as the premium a motorist pays because of the extra bits and pieces added on to a policy.

The optional extra that often causes most problems is a protecting the no claims discount. Continue reading

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Yet more stupid insurance statistics we can live without

If companies are looking for cuts to give customers cheap insurance cover, then top of the chops should be the staff that supply stupid statistics for press releases.

Day after day, insurance companies release facts and figures aimed at catching the headlines for some free publicity.

However, some of the topics are blatantly desperate attempts to grab the headlines from hapless PR hacks grasping at straws to attract the attention of  busy journalists. Continue reading

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Car Insurance Keywords Top Driver’s Web Search Table

Cheap car insurance remains one of the most popular insurance search terms online, according to a survey by web data analysts Greenlight.

The latest figures – for January 2012 – show half of the searches for insurance were for car insurance.

The phrase ‘car insurance’ was the most popular term with the keywords typed in to search engines 550,000 times – a 29% share of the sector. Continue reading

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Guide to Unoccupied Property Insurance

Unoccupied property insurance is for homes left empty for 30 days or more that are not already covered by standard policies.

Most homes and building insurance firms will reject claims if the property has been empty for 30 days or more. Continue reading

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