Welcome to The Insurance Blogger

The Insurance Blogger has one simple goal; and that's to help you stay on top of developments in the UK insurance industry.

Get cheaper car insurance by avoiding rip-off renewals

Loyalty does not pay if you are renewing car insurance or home cover because insurance firms have no obligation to offer the best price.

Many hope customers will just sign up for another year without checking the price at a cost of wasted million to drivers and home owners.

Now, consumer champion Which? is calling for insurance companies to clean up their act by offering their best deal on renewals. Continue reading

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Inside tips for buying cheap insurance from The Insurance Blogger

With insurance costing more than ever, everyone could do with a few tips for saving some cash without compromising on cover.

The Insurance Blogger has scoured the small print and web to come up with some moneysaving hints – and in many cases, the advice comes direct from the insurers. Continue reading

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Gardeners & Landscape Gardeners Insurance Explained

Gardeners insurance is an expense a lot of traders think they do not need – but thousands of accidents take place in gardens every year.

More than 30,000 accidents a year are garden-related, according to the latest figures from the Royal Society for Prevention of Accidents (RoSPA). Continue reading

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How black boxes make car insurance cheaper for youngsters

Spy-in-the-car black boxes are predicted as the next big thing to help young drivers buy cheap car insurance.

The electronic gizmos about the size of a smart phone sits under the dashboard gathering real-time information about how a driver handles their vehicle and feeds the data back to a control centre where the results are analysed. Continue reading

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Electricians Insurance Guide: Need To Know

Electricians need to know their insurer has the right connections when designing business insurance policies to cover their special needs.

NICEIC registered contractors must take out the right cover as part of the membership of the trade body. Continue reading

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Finding Cheap High Value Home Insurance

High value home insurance is a must for families who want to protect those possessions that are particularly valuable.

Many families have jewellery, art or antiques that have passed down the generations and have a sentimental as well as financial worth that exceeds the cover afforded by standard home insurance. Continue reading

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Ever Wondered How Insurance Companies Calculate Van Insurance Premiums?

Van insurance will deliver the cover your business needs whether you are a solo white van man or run a fleet of vehicles.

Like any other driver, your van must be insured by law – but standard cover will not offer the protection your business needs. Continue reading

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Beauty Salon Insurance Explained

Beauty Salon insurance can often come at a price to make your hair stand up on end, so it’s important to look carefully at the cover for ways of trimming the cost.

Salon is a broad term covering hairdressers, beauticians and nail bars. Continue reading

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Insurers may pull plug on insuring flood risk homes

Buy to let insurance firms are threatening to the pull plug on policies for homes at risk from flooding.

Around 25% of all homes in England and Wales could end up under water if the government fails to pledge cash to renewing flood defences under a long-standing agreement with home insurers.

The insurers agree to cover at risk homes until June 2013 on condition the government pumps cash in to flood defence schemes. Continue reading

Posted in Home Insurance | 1 Comment

Home insurance quotes up 11% -and still climbing

Home insurance quotes are still climbing, according to the latest AA survey.

Average prices for buildings, contents and combined insurance climbed by 11% over the past 12 months. Continue reading

Posted in Home Insurance | 1 Comment