The Insurance Blogger has one simple goal; and that's to help you stay on top of developments in the UK insurance industry.
Hundreds of drivers who have buying cheap car insurance could find their insurer is running a scam and they are on the roads without any cover.
Trading standards have uncovered a major car insurance fraud that has sold worthless car insurance cover to young drivers. Continue reading
Millions of drivers want to switch to spy-in-the-car black box technology to slash the cost of their insurance.
More than half of motorists (57%) expect to make the switch to telematics-based costing of car insurance in the next five years.
The hope is driving carefully with the help of technology will deliver cheap car insurance. Continue reading
Consumers are set to pay greedy lawyers around £12 million for settling missold payment protection insurance claims that they could easily sort out themselves.
Claims management firms swipe around 25% of a settlement – an average £4,534 from each pay out – for filling in a few forms with information supplied by consumers.
The government’s Financial Services Compensation Scheme (FSCS) reckons 16,500 PPI claims will fly in to banks and building societies this year, and most consumers would be better off making a DIY application. Continue reading
A no claims discount is earned after years of safe driving and offers the reward of cheap car insurance – but is it worth insuring the discount as well?
Drivers can build up a no claims discount of up to 80% that significantly cuts the cost of car insurance quotes. Continue reading
A vital new law has silently sneaked on to the statute book but could trigger a massive change to the way insurance firms handle claims.
This huge step forward in consumer protection has slipped past almost unnoticed and certainly unannounced by most of the insurance industry. Continue reading
Cash-strapped landlords and homeowners are mothballing repairs or patching up themselves to try to keep hold of their cash to the detriment of their properties, claims an insurer.
Around 8% tried to save cash by delaying boiler servicing and repairs, 4% left roof repairs on hold, 5% lived with broken windows and 2% with dodgy locks. Continue reading
Homes in London and Leeds are the most like to be targeted by crooks, according to new insurance data.
The crime blackspot for thieves and burglars is Stoke Newington, North London (Postcode: N16), just a whisker ahead of Apperley Bridge, Bradford (BD101) and West Bromwich, West Midlands (B71). Continue reading
Rolling around the roads of Europe at your own leisurely pace is a great attraction for many drivers – but with one in 10 involved in an accident while abroad, it pays to have the right car insurance cover.
With Easter and the start of the holiday season fast approaching, many drivers will be heading off for warmer climes in the months leading up to the summer crush. Continue reading
Home insurance firms were blamed for the rising price of cover for homes in flood risk areas in a scathing attack from environment minister Ricard Benyon.
Home insurers were accused of hiding behind a disputed flood defence agreement with the government as an excuse for putting up premiums. Continue reading
Rip-off car insurers are charging loyal drivers £62 a year for renewing their car insurance while offering nothing in return.
Drivers who shopped around paid an average £343 a year for their cover – while those renewing with the same insurer paid £405, an average 18% for no extra benefits.
The figures come from research by consumer champion Which? The findings showed eight out of 10 drivers who shopped around paid less than the renewal quote and 3% found a deal that was cheaper than they had paid the year before. Continue reading
