Everyone agrees that the cost of car insurance is rising every day and that the costs are nothing short of extortionate for young drivers in some places.
One of the key reasons for this, according to the song sheet car insurance providers, brokers and their pressure groups sing from is the number of uninsured drivers on the roads.
Only a week ago, car insurance provider Direct Line released figures from a survey with road safety charity Brake that claimed uninsured drivers were involved in 3.3 million road accidents.
Direct Line pointed out that the cost of handling these claims puts £30 a year on the car insurance premiums for every honest driver.
Yet a written reply published in Parliament by Justice Minister Crispin Blunt seems at odds with this.
According to the Ministry of Justice, the number of uninsured drivers has dropped by more than a third over five years, with 125,556 fined for driving without insurance in 2009, the last year with available statistics.
Fines peaked at 200,588 offenders paying a penalty in 2004.
Brake was ‘too busy’ to comment, but a Direct Line spokesman confirmed 2,000 motorists were asked if they had ever had an accident involving an uninsured driver as part of a wider study by a market research company.
I pointed out the results could include a 70-year-old driver who had an accident 50 years ago, and Direct Line agreed that could be possible.
The Insurance Blogger believes you can make up your own mind about the relevance of the figures.
In no way is any support suggested for these criminals who put other people’s lives at risk every time they get behind a wheel, as their actions have resulted in unnecessary death and injury for far too many innocent and honest families to pick up the pieces.
Nevertheless, if an insurance provider or charity wants to deliver a serious message, perhaps they should make sure the figures do not appear overstated.